Black Hills Federal Credit Union

Already have an account?

Let's get going!

In order to get started, select an account that works for you.

Regular Savings
This basic savings account unlocks access to our other products and services.
  • Open with a $5 minimum deposit (funded by BHFCU) to establish membership
  • No monthly fee
  • Access from anywhere with BHFCU Online and Mobile Banking
  • Federally insured to at least $250,000 by the NCUA (Estimate Insurance)
Freedom Checking
Open a Freedom Checking account for convenient access to your money.
  • No monthly fee or minimum balance requirement
  • Free debit card and direct deposit
  • Federally insured to at least $250,000 by the NCUA (Estimate Insurance)
Ultimate Checking
Get the checking account that earns dividends while providing the convenient access you need.
  • $1,500 minimum balance to earn dividends and waive $7.50 monthly service fee*
  • Free debit card, money orders, cashier's checks, and first order of custom checks
  • Federally insured to at least $250,000 by the NCUA (Estimate Insurance)
Premier High-Yield Savings
Earn higher dividends than regular savings accounts and access funds whenever necessary.
  • Earns interest daily
  • Unlimited withdrawals and deposits
  • Varying rates based on account balance
  • Easy access to transfer between internal and external accounts
  • Federally insured to at least $250,000 by the NCUA (Estimate Insurance)
Certificates
Whether you're working on short- or long-term savings plans, our Certificates grow at competitive rates to maximize your savings power over specific terms.
  • Terms from 3 months to 2 years available online (call for additional terms)
  • Our highest rate savings option
  • At maturity, have 10 days to add or withdraw funds
  • Good for many savings goals (home down payment, wedding, college)
  • Federally insured to at least $250,000 by the NCUA (Estimate Insurance)
3 Month Certificate